Leave a Message

Thank you for your message. We will be in touch with you shortly.

Status note (Sept 2025): Puerto Rico’s legislature approved a bill to extend Act 60 to 2055 and impose a 4% tax on passive income for new individual applicants starting January 1, 2026. Final enactment and implementing guidance are pending publication. Current decree holders keep their existing benefits. Always confirm with your tax counsel and the DDEC before making decisions.

Request a Private Consultation

  • Individuals (Act 60 – Resident Individual Investor): Puerto Rico-sourced dividends, interest, and post-residency capital gains may be 100% exempt under a valid decree and bona fide residency.
  • Export Services businesses: 4% corporate tax rate; 100% exemption on dividends from exempt business; up to 75% property tax and 50% municipal license tax exemptions.
  • New individual applicants would face a 4% tax on dividends, interest, and capital gains starting Jan 1, 2026.
  • Program validity would be extended to Dec 31, 2055 for planning certainty.
  • Grandfathering: Existing decree holders retain current benefits.

Who qualifies — Bona fide residency

To capture Act 60 individual benefits you must be a bona fide resident of Puerto Rico for the tax year and meet the presence, tax home, and closer connection tests. Certain filings (e.g., Form 8898) may apply in the year you move.

Individuals vs. Businesses — At a glance

FAQs About Puerto Rico Tax Incentives (Act 60)

1
1. How long does it take to obtain an Act 60 decree?
Processing times vary, but most applicants receive their decree within 3 to 6 months of submission through the DDEC’s Single Business Portal. Delays can occur if documents are incomplete or additional clarifications are required.
2
2. Do I need to sell my U.S. properties to qualify as a bona fide Puerto Rico resident?
No. You may keep real estate or investments in the U.S., but your primary home, tax home, and closer connections must shift to Puerto Rico. This includes spending sufficient days on the island and showing that Puerto Rico is your center of life.
3
3. What happens if I travel often and do not meet the 183-day rule?
There are alternative safe harbors under the presence test, but failing to meet them may jeopardize your bona fide residency. It’s critical to maintain detailed travel logs and consult your CPA for compliance.
4
4. Can existing decree holders be affected by the 2026 proposed changes?
No. Current decree holders remain grandfathered under the rules in effect at the time of their approval. The proposed 4% tax on passive income applies only to new applicants after January 1, 2026.
5
5. Are salary exemptions still available under Act 60?
General salary exemptions (such as the old $100,000 exclusion) were phased out or consolidated into newer laws. Benefits today are mostly tied to dividends, interest, capital gains, and export service income, depending on your decree.
6
6. How can INVESTATE Puerto Rico help me?
We align real estate acquisition, relocation planning, and business structuring with experienced tax counsel and CPAs, giving you a trusted advisory team as you transition to Puerto Rico.

How we help

INVESTATE: Puerto Rico partners with tax counsel and CPAs to align residency planningreal estate acquisition, and business structuring under Act 60. We provide neighborhood intelligence, off‑market opportunities, and an end‑to‑end advisory experience.

Disclaimer: This page is for informational purposes only and does not constitute legal, tax, or investment advice. Always consult your attorney and CPA. Benefits depend on decree terms, residency tests, and evolving legislation and regulations.

Last reviewed: Sept 3, 2025.

Work With InvEstate

Looking to buy or sell property in Puerto Rico? Look no further than Antonio, your trusted real estate broker. With extensive knowledge of the local market and a passion for delivering exceptional service, Antonio is your key to success. Whether you're searching for your dream home or aiming to maximize your property's value, Antonio has the expertise and resources to make it happen.